Coleen McLoughlin at Ariel Fashion AwardsColeen McLoughlinIt's not often we hear celebs advising people to be sensible with their money.

And it's even more of a surprise to hear it coming from a Wag.

Coleen McLoughlin, has urged young women to give up trying to spend money like she does.

She's worried that too many people are getting themselves into debt.

The 20-year-old, who's engaged to English striker Wayne Rooney, says girls who aspire to shop and party in the style of the rich and famous should wake up and smell the coffee.

"Apparently, more young women are getting into debt because they try to shop and party like a footballer's wife.

"If I heard of anyone doing that I'd tell them to get a grip."

And besides the fact that most normal people can't afford to splash out on as much retail therapy as she does, she says they don't have to to look good:

"You can look amazing on a budget."